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Home Equity Line of Credit
Flexible access to your home's equity, drawn as you need it.
A home equity line of credit gives you access to funds as you need them, rather than a lump sum you pay interest on immediately. Useful for renovations, emergencies or investment opportunities that come up on their own timeline.
What we'll look at
- HELOC vs. refinance — which fits your situation
- Variable rate structure and how draws work
- Combined loan-to-value limits explained
- Set up alongside your existing mortgage where possible
Let's talk